Did you know the average cost of an individual's car insurance premium is about $1,630 per year? If you are managing an entire fleet of cars, that premium can add up real quick. However, insurance premiums are just one of life's pain points that you can't live without. But that does not mean that you can't find ways to reduce car insurance premiums. There are several great tips that people don't know that can help cut monthly costs. Here is a quick guide on everything you need to know about how to lower car insurance premiums. Do Your Research First and foremost, if you want to get a good deal on anything, you need to do your research. Never take the first offer that someone gives you because you have no idea if it is the best option for you. Get quotes from multiple car insurance providers to see what fits your budget and driving needs. Sometimes, you can even ask an insurance carrier if they offer any discounts or better rates for goods students, law enforcement, or healthcare professionals. Many carriers do have programs that discount rates for certain professions. It is all about just finding them! Increase the Deductible Another good way of lowering your car insurance premium is to ask to increase your deductible. If your deductible is high, your monthly premiums can be drastically lower. Plus, if you are a safe driver and do not get into a car accident at all over the course of a few years, you can save tons of money annually by paying a lower premium. Document Your Safe Driving A tip that many people know about is that you can get a discount for being accident-free and a safe driver. Here's a tip not many people know about. You can get a lower car insurance premium by being proactive about being a safe driver. The best way to keep your car insurance rates low is to not get into an accident. Installing devices like distracted driving cams in your fleet vehicles can get you a lower rate for insurance premiums. These cameras will monitor your drivers and make sure that they are not getting distracted by phones, food, or other distractions while driving. Having dash cams can also help verify your driver's version of events should they get into an accident to offset blame. Need More Advice on How to Lower Car Insurance Premiums? Knowing how to lower car insurance premiums can be an economical lifesaver, especially with inflation running rampant with no end in sight. Hopefully, the tips mentioned above can help you lower car insurance premiums for your fleet. If you want even more advice on you can reduce car insurance premiums effectively and fast, be sure to reach out and give us a call here at TrackNet. We are a fleet technology company that can provide your fleet with video and GPS devices that can lower your car insurance costs quickly. Contact us today to see a demo in real-time.