Did you know that the demand for dashcams was approximately 41.4 million units in 2020? Demand for dashcams keeps growing, and that’s no accident. Dashcam footage provides lots of benefits, many of them related to insurance. But should you tell your insurance company about your dashcams? How do you actually submit dashcam footage? We’ve got you covered. Keep reading to find out.

Benefits of Having a Dashcam

There are many benefits of having a dashcam, but many of them have to do with insurance savings. With a dashcam, you can help guard against insurance fraud. A dashcam can help to avoid the hassle surrounding staged accidents designed to cheat you. Dashcams can also help to reduce the amount of time you spend dealing with the claims process. More reliable information means faster exoneration for you and your fleet.

Should You Inform Your Insurance Company About Your Dashcam?

Since you’re here, you’re probably wondering about dashcam footage and insurance. Legally, you don’t have to tell your insurance company about your dashcam if you don’t want to. There isn’t always a unique discount for having a dashcam, either (although sometimes there is!). But you should definitely tell your insurance company about your dashcam in the event of an accident. Dashcam footage helps to make insurance claims cleaner. It can also prove that you (and your fleet) weren’t at fault. Additionally, keep in mind that insurance dashcam footage policies are different depending on your insurance provider. If you’re in doubt, check with your provider to see how they handle dashcam footage.

How to Submit Dashcam Footage

At this point, you’re probably asking the question: Can I submit dashcam footage in the case of an accident? The short answer is yes, but the process is different from company to company. If one of your fleet drivers gets in an accident, you’ll want to check with your insurance company’s policies to find out how that specific company wants you to send dashcam footage to insurance. But even though the exact instructions will be different every time, there are two steps that will stay the same every time.

Step 1: Save the Dashcam Footage

Most dashcams delete old footage after a certain period of time (usually something like 24 hours). That means you’ll need to pop out the SD card and save the footage as soon as possible. Save the footage on a company computer in an easily accessible location.

Step 2: Upload to the Cloud

You won’t be able to email the footage to your insurance company because the file size will be much too large. Instead, you should upload your footage to a cloud storage service. At that point, you should ask your insurance company what is the best way to share the link with them.

Install Dashcams For Your Fleet Today

What are you waiting for? Reduce insurance premiums and sleep a little easier at night with the knowledge that in case of an incident, dashcam footage will be there to help. Want to learn more about how our dashcams measure up to others on the market? Check out our dashcam video gallery!