According to the
Insurance Institute for Highway Safety, car accidents number in the tens of thousands yearly, with nearly 40,000 ending in fatalities. Car accident claims can cost fleet managers big bucks; however, dashcam footage can reduce the number. The footage provides valuable eyewitness video of a company car accident.
Using dashcam footage in an accident claim includes showing who is at fault, eliminating fraud, and preventing vandalism.
Here’s more on how to use dashcam footage for car accident claims.
Fault
The most prominent reason fleet managers use dashcam footage in accident claims is to show who is at fault. It gives an extra set of eyes to what happened. For fleet managers, it also provides employee exoneration.
Avoid relying on he-said, she-said claims, especially if there is no police report. Use the dashcam to your advantage!
Why is it important to prove fault regarding accident insurance? Insurance premiums can increase as you file more car accident claims. If you can prove the other driver is at fault, it lowers the overall cost to the company.
Fraud
Insurance fraud costs American consumers more than $300 million each year, according to the
Coalition Against Insurance Fraud. Some people may try and take advantage of your company and the accident insurance. They might think the company has deep pockets, and they could walk away with a significant settlement.
Dashcams cut down on fraud by showing what happened. It will prevent people from outrageous claims of ‘pain and suffering’ in a company car accident.
Prevent Vandalism
Fleet vehicles often contain valuable tools, laptops, cameras, paperwork, and sensitive information such as credit cards and bank accounts. If something is missing and you suspect an employee, the dashcam can be used for employee exoneration.
A dashcam captures would-be thieves. Should they try to steal your fleet vehicle or break into a vehicle, a camera will catch them in the act.
You can share this footage with police when you file a claim.
Reckless Driving
In some cases, reckless driving is the cause of an accident. Drivers speeding out of control or carelessly switching lanes often can cause your fleet drivers to lose control of their vehicles.
Reckless driving can also bring additional charges to those at fault. Moreover, a reckless driver can cause other accidents or more than one vehicle to be struck.
Your dashcam footage for your fleet vehicle will help take dangerous drivers off the road.
Dashcam Footage for Car Accident Claims
Ways you can use dashcam footage for car accident claims include showing fault, exposing fraud, and preventing vandalism. In addition, dashcam footage can also show reckless driving.
For a small investment, a dash cam system can save your vehicle fleet over the long term.
Contact us today, and let us help you install the best system. Our trained experts will walk you through how it works and how to use it safely. Begin protecting your fleet vehicles today!
